Modular Homes vs. 100% Site Built (aka stick built) vs. HUD (aka manufactured/mobile home/trailer)
Amish Cabin Company’s deluxe and basic cabins are modular homes, built to residential codes and Kentucky Industrialized Building Systems’ state inspected/approved.
Modular home construction is nothing new and has been around since the early 20th Century. Sears Roebuck Company was the first company to offer modular homes, known as Sears Modern Homes. These modular homes, which were a bit simpler to build in their early days, were sold through their popular catalog.
Below are facts about modular home construction. We will define the modular home process and compare modular home construction to other forms of home-building, primarily homes built 100% onsite and also manufactured homes (also known as HUD-Code Homes).
Modular Homes Defined
Let’s start by defining a modular home – this is a home constructed in a factory (in our case, a small off-grid factory on a Kentucky Amish farm), away from your property, in a controlled environment and then delivered to your job site. “Modular home” is the most common term used, but they are also known as – systems-built homes, factory-built and off-site construction. Modular homes are built to the same local and state codes as 100% site-built homes and are considered “real property”. This is important when you apply for a new home loan- they are deeded real estate when placed on foundation (crawlspace or basement, we provide free foundation plan) on your land/lot.
100% Site-Built Homes Defined
Homes that are 100% built onsite – also known as “stick built” or “site built” – is just that, all the materials are delivered to the jobsite and constructed using various subcontractors and 3rd party vendors. You probably have seen bundles of lumber, sheathing and roof trusses on a property. This is the most common building method in America today. However, it typically takes a bit longer to build a home and there are factors that you should consider:
- Weather delays
- High moisture content in the lumber, which can cause mold and mildew
- Material theft from jobsite
- Logistic problems due to multiple venders
- Inspection delays or rework due to failed inspections
This may be the most common building method today, but modular construction is rapidly becoming a popular alternative due to all the benefits – see Modular Home Facts below.
Manufactured Homes Defined
Manufactured homes are built to the U.S. Department of Housing and Urban Development codes (HUD) and must be permanently attached to a black steel frame, which acts as a support for the floor system. Once the home arrives to your property, the wheels and axles are removed. Other names for these homes are – mobile homes, singlewides, doublewide, triplewides, trailers and HUD homes. These homes are typically considered “personal property.” Manufactured homes are also built in a factory and delivered to your property; however, they often use lower-cost materials than modular homes.
Manufactured homes are very simple to build – they are either built using one unit (singlewide), two units (doublewide) or 3 units (triplewide) and are typically ranch models only. These homes often do not include finished drywall, sometimes using decorative wall panels similar to wallpaper.
Modular Home Facts
- Modular homes appraise the same as equivalent 100% site-built homes.
- Modular homes do not depreciate in value. Manufactured homes do.
- Modular homes can be customized.
- Modular construction is also used for commercial applications such as offices or retail stores.
- Modular homes are permanent deeded structures – “real property.”
- Modular homes can be built on the following foundation types: crawlspace, basement, piers.
- Modular homes are considered a form of “Green Building.”
- Modular homes are inspected during each phase of construction at the plant by independent 3rd party inspectors (Kentucky KIBS program in our company’s case).
- Modular homes are faster to build than a 100% site-built home saving you extra construction interest payments. This is where the savings begins. Our Deluxe cabins are delivered prebuilt, requiring only plumbing installation and electrical service connection and recommended fiberglass batt insulation under cabin floor after delivery.
- Home loans for modular are the same as if buying a 100% site-built home.
- Insuring your modular home is the same as a 100% site-built home.
- Taxes on a modular home are the same as 100% site-built home.
- Our cabin models are each blueprinted with wind/roof snow/floor load ratings.
- Modular homes are usually heavier than 100% site-built homes due to extra materials used for delivery.
- Modular homes can be built in suburban and rural areas.
Amish Cabin Company, firstname.lastname@example.org 606-922-8401